Why does confidential invoice trading make sense?

Through our revolutionary Match Maker Trading Platform™, we offer our customers valuable benefits that are not available with other financing options.

BANK OVERDRAFTS DON'T FINANCE REVENUE GROWTH - THEY LOOK BACKWARDS NOT FORWARDS AND YOU NEED REAL ESTATE

1. Overdraft limits are typically set based on your fixed assets including personal real estate

2. For many firms the biggest balance sheet assets are the amounts due from their customers (invoices) - these are not fixed assets, so you can’t raise an overdraft against them

3. Increasing your overdraft is often mind-blowingly difficult requiring lengthy negotiations with your bank with accountant's reports

4. With a tight credit environment banks have been reducing overdraft facilities to businesses, especially small-medium sized businesses

5. Overdrafts often come with high and unexpected fees, which you only discover when you need the overdraft most

TRADITIONAL FACTORING AND INVOICE FINANCE PRODUCTS LOCK BUSINESSES INTO A CAPTIVE RELATIONSHIP

1. All of your debtors: customers must enter into whole turnover invoice financing arrangements, not single invoice finance, to avoid penal rates

2. Lack of confidentiality: the finance provider takes control of all of your customer collections

2. Expensive: ongoing monthly minimum services fees, high arrangement fees, unclear terms, lower availability of finance than advertised due to concentration limits and lack of co-operation by debtors

3. Unfair contracts: traditional debtor finance contracts usually involve contractual lock-ins with long notice periods which in many cases make it exceptionally difficult for the customer to terminate the contract 

4. Unreliable: credit lines can reduce with no notice at the whim of the funding provider

6. Clunky: often lacking in innovation, traditional products tend to be inflexible to your needs

INVOICEX BRIDGES THE GAP

1. Sell invoices confidentially as often or as little as you want, only paying transparent transaction fees on each invoice sold

2. Sell invoices in minutes to sophisticated investors using our Match Maker Trading Platform™: they buy your invoices and we ensure that funding is advanced to you next day

3. You deal with customer collections, not us

4. Obtain best pricing for the invoices that slow your business down, rather than unilaterally across all your debtor book

5. Access funds almost no matter what industry you are in

6. No need for blanket security charges over all company assets - raise cash, not debt